A Manager’s Guide to Operating Budgets free essay sample

A budget is an estimate of the costs, revenues, and resources over a specific time gap which reflects a business future financial achievements. An isolated budget is very important as it also provides a plan for achieving objectives, it allows the business to track its performance and can be used to cope with foreseeable adverse situations.Uxbridge College use budgets to be able to show to banks or other companies how well the business is predicted to do, if the College is only expected to spend  £40,000, but in the next year but expecting to turnover  £100,00 profit, they are very inclined to receive financial support if they can prove the loan will be paid back. A budget also shows what the company will spend over the next academic year for the College with a breakdown of how the funding will be spent on certain resources, for example, the College budget will include how much they can spend on employee wages and how much food resources should be purchased. We will write a custom essay sample on A Manager’s Guide to Operating Budgets or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page This will make sure that the College does not overspend overall and in specific sectors, it is vital that the College abides by the budget they have set in order to be successful. A budget will limit the sum Uxbridge College will spend on a certain project, budgets ensure money is not wasted on resources which are not viewed as useful.Uxbridge College needs to make sure they are able to establish the main priorities from their allocated budget, the college should view which sectors are entitled to funding money, for example, the Research Department, the Marketing Department, and how much should be spent on different sectors of the college. College Staff should have known about the colleges budget and kept up to date throughout the academic year on how well they are doing working with the budget, if it looks like a specific department goes above their allocated budget it may motivate staff to keep spending costs to a minimum, jobs, and responsibilities may also be delegated within th e store so all staff are useful and are having a positive impact, if they aren’t worth the money they’re paid to be there they should be delegated tasks to do. People within McDonalds will have responsibilities concerning different aspects of their budget to ensure the spending is done efficiently and money is not spent unnecessarily, for example, they are not overstaffed or stores do not have more food than needed which would result in being wasted and therefore a waste of

Free Society Essay Example

Free Society Essay Example Free Society Essay Free Society Essay People have many different definitions for the term free society. Some may consider their society as free when that society deems them rights and free will, as the Bill of Rights establishes, while others consider a free society to be one that does not discriminate against those noted as unpopular by their peers. In order to feel safe, one must have his or her respective natural rights; however, in order for a society to truly be considered â€Å"free,† it cannot establish social labels such as unpopular and popular. In my definition, a free society would have a definite absence of social labels, and happiness and safety could be established for everyone. A free society should not pride itself on the safety of the unpopular, but rather upon its lack of those considered unpopular. We cannot create an elitist society in which all people are considered popular; however, a society should not tag people as popular or unpopular. When applied, social labels create a separated society, and cliques form. Recently, a homosexual student at Rutgers University committed suicide because his â€Å"more popular† classmate posted a video on the Internet of him having sexual encounters with another student, which resulted in profuse bullying. This lead to his decision to ultimately end his life in order to escape the results of his unpopular lifestyle choices. With the creation of social labels comes risks that appear more prominent for those who do not â€Å"hang out with the right crowd. In societies with social labels, people not only get labeled as popular and unpopular, but in many cases, more realistically as predator and victim. A society without social labels would successfully avoid social discrimination and abuse between social classes. Social labels cannot be a component of a free society because they prevent universal safety. The terms popular and unpopular place people in usually fixed social classes. P! nk, a famous pop artist, underlines the importance of social accepta nce in her songs, â€Å"Raise Your Glass† and â€Å"Perfect. â€Å"Raise Your Glass† highlights the importance of universal and self-acceptance, while the â€Å"Perfect† music video shows the effects of external pressures the lack of self-acceptance. In the â€Å"Perfect† music video, a young woman succumbs to the pressures of being popular and fitting the popular image. In her case, the effects included self-mutilation, loss of self-confidence and self-respect, and social displacement and withdrawal. Contrary to the â€Å"Perfect† music video is P! nk’s â€Å"Raise Your Glass† video, which celebrates all lifestyle choices and ortrays a society that completely accepts everyone and does not discriminate or impose judgments. When juxtaposed with â€Å"Raise Your Glass,† â€Å"Perfect† reveals the true benefits that result from a lack of social labels compared to the agony that can result from their application. When a soc iety labels others socially, those being labeled may not be able to fully accept themselves. P! nk shows the brutal effects of the pressures caused by social labels and that accepting everyone, regardless of social status, leads to ultimate happiness. : A free society cannot allow for the creation or use of social labels and placement in social classes. The implementation of social labels has imposed negative outcomes that have devastated not only individuals, but the families of those individuals as well. Universal safety can only be established through the ban of social labels, and therefore a ban of social discontent. A free society is defined by its lack of social labels and, therefore, universal safety.

Formal report for specific company PowerPoint Presentation

Formal report for specific company - PowerPoint Presentation Example Mortgage loan is used to purchase real property. Mortgage borrowers can be either be individuals or businesses mortgaging commercial property. In fixed rate mortgage interest rates remain fixed for life thus all the interest risk is held solely by the lender. Where by, when market interest rate go high, the lender cannot adjust the rates thus continues to earn less interest. This is an investment advisory discipline. It is aimed at educating potential investors on the most viable and promising investment options that would yield returns to their investments. Possible investment options include a venture in stocks, bonds, mutual funds, and insurance, real estate or cash investments. A shareholder is one who owns a part of an organisation through purchase of shares. Having made an investment in the business shareholders is concerned with assessing the profitability of their investment. All decisions made by the management should be to ensure that the shareholders interest is maximized. With the weakening interest margins in the market, Wells Fargo’s management should develop strategic planning to ensure that they continue to attract as much customers as possible as well as encourage more investors in the organisation in view of maximization of shareholders